Terms & Conditions
These Terms and Conditions explain how you may use the Tamlti Financial Consulting website and outline the basis on which we provide consulting services to organisations in Australia.
In these Terms and Conditions, “we”, “us” and “our” refer to Tamlti Financial Consulting, based at Level 2/76 Wyatt St, Adelaide SA 5100, Australia. “You” and “your” refer to any person or organisation that uses this website or engages our services.
By accessing or using this website, downloading any materials, submitting an enquiry or entering into a consulting engagement with us, you acknowledge that you have read, understood and agree to be bound by these Terms.
The content on this website is provided for general information only. While we aim to keep information accurate and current, we do not guarantee that all content is complete, up to date or suitable for your specific circumstances.
Nothing on this website should be relied on as personal, financial, investment, tax or legal advice. You should seek professional advice that considers your particular situation before making decisions based on any information found here.
We provide financial consulting and advisory services to organisations, primarily focused on business performance, growth planning, cash flow visibility and decision support.
The scope of any particular engagement, deliverables, fees and timing will be set out in a separate proposal, email confirmation or engagement letter agreed with you. If these Terms are inconsistent with an engagement letter, the engagement letter will usually take precedence to the extent of any inconsistency.
We focus on business performance and decision-making. We do not issue or sell financial products and do not hold an Australian Financial Services Licence.
Any information, scenarios or commentary provided by us is of a general nature and is intended to support your own decision-making processes. It does not constitute financial product advice, investment advice, legal advice or tax advice, and should not be the sole basis for major financial or investment decisions.
To enable us to provide useful and reliable services, you agree to:
You are responsible for your own regulatory, tax and legal compliance. Our work is intended to support, not replace, your own governance and decision-making processes.
Our fees and payment terms are typically set out in a proposal or engagement letter and may include fixed fees, time-based fees, retainers or a combination of these structures.
Unless otherwise agreed, invoices are payable within the period stated on the invoice. If payment is not received on time, we may pause work, charge interest on overdue amounts or take other reasonable steps to recover unpaid fees.
Either party may request to reschedule planned sessions or workshops with reasonable notice. Where engagements are cancelled or materially changed, we may invoice for work completed to date and any non-refundable costs incurred on your behalf.
Unless agreed otherwise in writing, we retain ownership of all intellectual property rights in our methods, templates, frameworks, tools, training materials and other original content created by us.
During an engagement, we may grant you a non-exclusive, non-transferable licence to use certain documents or materials internally within your organisation for the purposes for which they were provided. You must not reproduce, distribute or adapt our materials for external use or commercial sale without our written consent.
We treat information about your organisation and engagements as confidential and take reasonable steps to protect it. We may share information with our service providers or professional advisers where necessary for the engagement, subject to appropriate confidentiality obligations.
You agree to keep confidential any non-public information about our methods, pricing and internal processes that you may learn through working with us.
You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use of the site. In particular, you must not:
We may restrict or terminate your access to the site if we reasonably believe you have breached these Terms.
This website may contain links to third-party websites, tools or services. These are provided for convenience only and do not mean that we endorse or have control over the content, policies or practices of those third parties.
Your use of third-party services is at your own risk and is governed by the terms and policies of those providers. We are not responsible for any loss or damage arising from your use of third-party sites or services.
To the maximum extent permitted by law, we exclude all warranties, representations and conditions relating to this website and our services, except those that cannot lawfully be excluded.
Where liability cannot be excluded, and to the extent permitted by law, our liability to you in connection with this website or any engagement is limited to, at our option:
We are not liable for any loss of profit, loss of revenue, loss of opportunity, loss of data, or any indirect or consequential loss arising in connection with this website or our services, even if we have been advised of the possibility of such loss.
You agree to indemnify us and hold us harmless from and against any claims, liabilities, damages, losses and expenses (including reasonable legal costs) arising out of or in connection with:
This indemnity is subject to any limitations or restrictions imposed by applicable law.
These Terms are governed by the laws of South Australia and, to the extent applicable, the laws of Australia. You agree to submit to the non-exclusive jurisdiction of the courts of South Australia and the courts of appeal from them.
If any part of these Terms is found to be invalid or unenforceable, that part will be interpreted in a way that is consistent with applicable law, and the remaining provisions will continue in full force and effect.
We may update these Terms from time to time to reflect changes in our services, practices or legal obligations. The “Last updated” date near the top of this page indicates when the Terms were most recently revised.
By continuing to use this website or our services after changes are posted, you agree to the updated Terms. If you do not agree with any change, you should stop using the site and, if applicable, discuss your concerns with us regarding any ongoing engagement.
If you have any questions about these Terms and Conditions or how they apply to your use of this website or our services, you can contact us using the details below:
We recommend keeping a copy of these Terms for your records. You may also wish to review our Privacy Policy and Cookie Policy, which explain how we handle personal information and cookies.